Resources Help Seniors Prepare for 2022 Medicare Annual Enrollment

Seniors get ready. While Medicare's Annual Enrollment Period begins October 15, experts advise that planning should start during the summer months.

Every year millions of individuals on Medicare have the opportunity to make changes. The primary reasons to consider changes are better benefits and possibly lower costs.

During Medicare's Annual Enrollment Period (AEP), also known as the Medicare Open Enrollment Period, changes for the coming year can be made without some of the usual limitations.

Health insurance experts suggest the following will help you be prepared for the upcoming opportunity. With almost half of 2022 now completed, chances are you have had the opportunity to utilize your current Medicare plan. If you have encountered any challenges or problems, start a list. This will help an advisor find a plan better suited to your individual needs.

Secondly, consider health care needs that may be put off until the start of the new year. For example, maybe dental care needs. A significant number of Medicare Advantage plans now include dental benefits however covered care can vary significantly. You may want to look for a plan that offers better coverage than the plan you currently have.

Finally, prescription drug costs comprise an increasing percentage of what seniors spend on healthcare costs. Medicare drug plans regularly change their coverage levels. With half of the year behind you, perhaps you experienced some surprises when filling prescriptions. Or, perhaps your medical professional has prescribed new medications that are not fully covered by your 2022 plan.

The following are some tips to help consumers find the best Medicare plan options and costs for 2023.

The Medicare.gov website is an outstanding resource for consumers. However, experts note that it can be overwhelming to navigate and there are some important things the government doesn't tell you.

The American Association for Medicare Supplement Insurance's website contains some of the best sources of information on Medicare insurance options. The organization offers a free and completely private directory listing local Medicare insurance agents who specialize in helping seniors compare plan options and prices. Access the directory at https://www.medicaresupp.org/find-local-agent/.

To compare and find the best Medicare drug plan for your particular Zip Code, the Association offers a free resource comparing 4,700 different options. Unlike other websites that are looking to gather your information for future marketing, this resource is available free of charge and completely private to use. Access more drug plan information and the directory at https://medicaresupp.org/medicare-drug-plan-enrollment/.

AAMSI
32504 Carrie Place
Westlake Village, CA 91361

The American Association for Medicare Supplement Insurance is a national advocacy organization that helps consumers understand Medicare insurance options and supports insurance professionals who market various Medicare insurance solutions.

This release was published on openPR.